About Excelera

That’s why we are so awesome


With the Excelera Prepaid MasterCard® in RON we offer the perfect solution for worldwide payments, online transactions and thanks to the individual IBAN account number the ideal tool to receive your salary and other remittances in RON. We are the only operator active in Romania which offers instant top-up of your card at over 2200 payment kiosks.

Through Excelera Prepaid MasterCard® we offer you a user experience and pricing similar to bank-issued cards without the need of a bank. No possibility to enter in debt, no late interest, no penalties. Guaranteed !


Excelera® has been founded by professionals with vast experience in the payment and client service industry and is completely private held and independent.

Excelera® made a range of international partnerships with selected institutions from the financial and mobile payment sector making it at present the only active provider for intelligent Prepaid Solutions in Romania.

Excelera® is offering new innovative ideas to private individuals and companies. Accompanied by Club Excelera®, a strong international loyalty program (launch November 2017), Excelera® Partners, a powerful affiliate program and Excelera® Service Points, the agent network of Excelera® we integrate all levels of service and offer various opportunities for cardholders and business partners. With Excelera® Loyalty Pool we deliver custom-made loyalty solutions to our white label and co-brand customers.


Deliver easy to handle, accessible and intelligent payment solutions to private individuals and companies.

Offer smart white label, co-brand and payroll solutions for retailers, insurances, brokers and loyalty applications.

Bring electronic payments into every corner of the country and connect millions of Romanians living abroad with their relatives.

Excelera’s mission is to expand access to modern payment tools and lower the cost of paying for the millions of people that traditional banks are typically unable to serve. Everything we do we do for people!

Alexander Varvaressos

CEO Excelera

What customers are saying

Hear what our customers are saying

Pay and Get Cash Worldwide

Your card is accepted at 40 million MasterCard partners, businesses, retailers and online platforms including over 3 million ATM’s in over 210 countries and territories worldwide.

Flexible and Intelligent

Load your card instantly at over 2200 Zebrapay Terminals. Send and receive money instantly between cardholders. Use your personal IBAN account number to receive payments, salary, etc.

Safe, Reliable and Secure

You just spend what you load without risking your overdraft, economies or going into debt. You have access at any time to your balance and transaction history through Online Banking.

Short facts

about market and business

0+bn Remittances in EUR to Romania in 2016
0+mn Underbanked population over 18 yrs
0+k processed transactions
0+mn transactioned amounts in EUR


Adapted to your

No matter if you need to make only occasional payments, need a convenient card for day-by-day use or use it intensively online and abroad. We have the right choice for you. Guaranteed.

What does it cost me?


Load it fast
and easy

Receive money on your card by bank transfer through your personal IBAN account number, load instantly with cash on over 2600 Zebrapay Terminals in Romania or send and receive money by instant Card-to-Card transfers.

How it works?


you want

Use your card at 40 million MasterCard partners in brick-and-mortar stores, online and at over 3 million ATM’s in all major currencies in 210 countries and territories, protected by our anti-fraud monitoring.

Want to know more?

Excelera is the right choice for you if:

you are 18 or older

The minimun age to apply for a card is 18.

you are a resident of Romania

You must hold a romanian passport or be a resident of Romania.

you provide a proof of your registered address

You need a utility bill or bank statement to confirm your registered address.

you pay frequent online

A prepaid card is the most recommended payment instrument when it comes to online payments.

you are in financial difficulties

Our card will literally never let you down.

you don′t need to have a regular income

We never check your credit history or request a proof of salary.


Excelera Prepaid MasterCards® are issued by Euronet 360 Finance Ltd., registration number 6928422, address: 6th Floor, Watson House, 54 Baker Street, London W1U7BU. E360F is authorized for e-money issuing in UK by the Financial Conduct Authority under license number 900009.

The Excelera Prepaid MasterCard® program is administrated by SCnet Payment Services SRL., Registration number at the registry of commerce J12/1301/2014, EU-VAT: RO33041180, address: Aleea Baisoara 9/16, Cluj-Napoca, Cluj county, Romania.