Our Terms & Conditions

All our legal documents convenient in one place


Terms & Conditions
for your card

Terms & Conditions for your Excelera Prepaid MasterCard issued in RON, provided and operated by Euronet 360 Finance Limited, London, UK, including all associated taxes, fees and limits.

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Terms & Conditions
Additional services

Terms & Conditions with regards to the administration and additional services associated to your Excelera Prepaid MasterCard, administrated by SCNET Payment Services Srl.

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Terms & Conditions
Online Banking

Terms & Conditions for the use of Online Banking and associated Internet platforms linked to your Excelera Prepaid MasterCard, administrated by SCNET Payment Services Srl.

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SMS Services

Terms & Conditions for SMS Services by SCNET Payment Services Srl. regarding TAN-Codes and important messages we need send you sometimes for the operation of your card.

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Privacy Policy

Privacy Policy of SCNET Payment Services Srl. through which we assure our clients about our high standards and security measures in place for administrating their personal data.

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Excelera is the right choice for you if:

you are 18 or older

The minimun age to apply for a card is 18.

you are a resident of Romania

You must hold a romanian passport or be a resident of Romania.

you provide a proof of your registered address

You need a utility bill or bank statement to confirm your registered address.

you pay frequent online

A prepaid card is the most recommended payment instrument when it comes to online payments.

you are in financial difficulties

Our card will literally never let you down.

you don′t need to have a regular income

We never check your credit history or request a proof of salary.


Excelera Prepaid MasterCards® are issued by Euronet 360 Finance Ltd., registration number 6928422, address: 6th Floor, Watson House, 54 Baker Street, London W1U7BU. E360F is authorized for e-money issuing in UK by the Financial Conduct Authority under license number 900009.

The Excelera Prepaid MasterCard® program is administrated by SCnet Payment Services SRL., Registration number at the registry of commerce J12/1301/2014, EU-VAT: RO33041180, address: Aleea Baisoara 9/16, Cluj-Napoca, Cluj county, Romania.